FAQs
Is cash-based physical therapy right for me?
Cash-based care is a great fit if you:
Want a higher level of individualized, one-on-one care than you’ve received in traditional clinics
Are frustrated by limited visits, rushed appointments, or constantly changing providers
Have a high deductible, limited PT coverage, or prefer to use your HSA/FSA funds with full price transparency
Value performance, long-term durability, and getting to the root cause—not just checking a box for insurance
Are an active adult, runner, lifter, athlete needing post-injury recovery, or persistent musculoskeletal pain
What does physical therapy cost?
Because every person’s needs are different, pricing varies based on the type of service (e.g., initial evaluation, follow-up visit, dry needling, mobile/home visit). Fenix Physical Therapy is a cash-based practice, and payment is due at the time of service. To make sure you get the right fit and an accurate estimate, please contact me directly with a brief description of your situation, and I’ll review options and pricing with you before scheduling.
How long are sessions, and what happens at the first visit?
Most visits are 60-75 minutes of one-on-one time with me, your physical therapist. Your first session includes a detailed conversation about your history and goals, a focused orthopedic and movement assessment, and hands-on treatment plus targeted exercise to start addressing the root cause of your issue.
Follow-up visits build on this plan and progress your exercise program, manual therapy, dry needling (if appropriate), based on how you’re responding.
What if I have Medicare, Medicare Advantage, military, or another federal insurance?
Not to worry—Fenix PT can still support your goals. We offer Performance & Wellness services that are elective, non‑covered offerings focused on fitness, longevity, and performance, not medical treatment. These services:
Are not considered physical therapy under Medicare rules
Are not medically necessary treatment
Are not billed to Medicare or any other federal insurance
Clients are responsible for all charges associated with these services. Please feel free to contact me with any questions or concerns.
Can I submit invoices to my insurance for reimbursement?
Yes. For PT services only for people with commercial/private insurances. This does not include Performance and Wellness services.
upon receiving payment after your visit, I can generate a detailed receipt (superbill) that includes treatment codes and fees, which you may submit to your insurance company to request out-of-network reimbursement. Coverage and reimbursement amounts vary by plan, so we recommend contacting your insurer directly to confirm your specific benefits.